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Get access to an extensive range of health insurance packages with the most affordable rates in the market. Whether you are looking for a basic health insurance for your visa application, or a comprehensive insurance package for your family or employees, we’ve got you covered.
Our health insurance packages offer you extensive in-patient and out-patient coverage, giving you peace of mind that your medical needs will be taken care of.
Our network includes only the most reputable names in the healthcare industry, ensuring you get to enjoy the highest level of healthcare services, at all times.
Our team will help you find and choose a health insurance package that suits your unique needs, whether you are looking for insurance for your family or your team.
Did you know Dubai has one of the most efficient healthcare systems in the world? According to a study, there are at least 181 doctors per 100,000 residents in this city. This has led to an increase in medical tourism and made Dubai one of the most renowned destinations in the world.
The United Arab Emirates (UAE) has a well-developed health infrastructure with high healthcare standards. This includes easily accessible modern health facilities and health insurance plans. Health insurance in Dubai is available to both locals and visitors.
If you are relocating to Dubai for employment or starting a business, here is what you need to know about health insurance plans in Dubai.
Health insurance requirements and facilities in the UAE vary from one city to another. However, regardless of the city you are in, you can be sure to receive world-class healthcare. For example, in Abu Dhabi, the citizens are covered under the Thiga program, which gives them full access to various public and private healthcare providers.
The UAE has an all-inclusive government-funded health service that delivers high-quality standards of care in both public and private sectors. These services are available for free or subsidised for UAE nationals.
Though the healthcare system in all emirates is straightforward, there are some things that you should be aware of. Dubai health insurances coverage for employees and their dependents is determined by their designation and salary. This means that the type of policy you choose or the extent of coverage will determine the cost of your medical services.
Employers and sponsors in Abu Dhabi need to provide health insurance coverage for their employees and their dependents. This includes one spouse and up to three children under 18 years.
If you are a non-resident in Dubai, your sponsor or employer must ensure you have valid health insurance. However, not all jobs provide health insurance coverage. The coverage for your dependents may also depend on the options you want, including special treatments and their age.
Note that every private health insurance provider works differently. Therefore before choosing an insurer, it is vital to know how they work, how to claim, treatment included in your coverage, how to pay, and more.
One of the most significant benefits of having private health insurance in Dubai is avoiding a monthly fine. Living without health insurance in the UAE attracts a fine. This fine can exceed your monthly insurance healthcare contributions.
Additionally, private health insurance gives you access to some of the first-class medical facilities in the nation. These facilities are well equipped with modern health equipment and staffed by experts who speak English as their first language.
Public health coverage in the UAE varies from one emirate to another. It mainly covers emergencies, preventive services such as immunisation for newborns and children, and crucial vaccinations and maternity services.
The insurance also includes primary health care services such as:
Dubai has an Essential Benefits Plan (EBP), which provides medical coverage to people who earn very low salaries. This plan is mainly for residents who make below AED 4,000. It also covers their dependents.
The EBP plan has a fixed cost of AED550-AED650 annually and covers maternity, medication, tests, surgeries, emergencies, and outpatient and inpatient treatments. This cover also has some limitations such as:
Suppose your employer fails to provide healthcare for you and your dependents. In that case, you can get coverage from a private healthcare plan or the Essential Benefits Plan. Before choosing the right coverage plan, consider the requirements, pros and cons for each plan.
If you choose the use EBP, it may cost you between 550 and 650 AED per year. This translates to 150–175 USD. Before selecting an insurance provider, check out the list of registered companies for the website of the Insurance Authority.
Any ex-pat legally working in Dubai qualifies for health insurance through their employers. To access medical care in public facilities or government hospitals and clinics, you must have a health card.
To apply for the card, you can visit a medical centre or apply online from the DHA. Some of the documents you must have to apply for the medical card includes:
The medical card will cost you at least 320 dirhams for adults and 120 dirhams for children under 10.
Having health insurance in Dubai is very vital. You cannot get a UAE residency visa if you do not have proof of valid health insurance.
Unlike UAE nationals who enjoy free or low-cost insurance, ex-pats have to pay for public and private insurance. Therefore, talk to your employer to know your health insurance cover and get coverage for your dependents.
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